Insurance Audit

Insurance is a critical yet often overlooked pillar of financial planning. Backed by Leader Care, we conduct a thorough, independent audit of your existing insurance portfolio — ensuring your coverage is adequate, cost-effective, and aligned to your life stage and goals.

• Guidance on term, ULIP, endowment, and health policy choices
• Review of all existing life, health, and general insurance policies
• Gap analysis — identifying under-insurance or over-insurance
• Premium optimisation — ensuring value for money
• Recommendations for restructuring or replacing inadequate covers
• Alignment of insurance coverage with overall wealth plan